Welcome to my curated list of money-saving and investment tools that I personally use and highly recommend. Whether you’re looking to save money on everyday purchases or dip your toes into investing, these apps can help you achieve your financial goals.
Please note that some of the links on this page are affiliate links, which means that I may earn a commission if you click on the link and make a purchase or sign up for a service. However, please rest assured that these are products or services that I personally use and recommend because they add value to my life or business. I only recommend products or services that I believe will be beneficial to my readers.
By using these affiliate links, you are supporting this blog and helping to keep it running. Your support is greatly appreciated!
If you have any questions about the affiliate links on this page or would like more information, please feel free to contact me.
1. Rakuten
Description: Rakuten has been my go-to for saving money on online purchases. I’ve saved hundreds by simply shopping through the Rakuten portal at my favorite stores. The cashback rewards really add up, making it a must-have for anyone who loves to shop online.
Why I Love It: Rakuten is like having a personal savings assistant. It’s effortless to use, and the cashback rewards feel like a little bonus every time I shop.
Get Started: Sign up for Rakuten with my affiliate link and get and extra 10% cash back on top of your normal rate! (purchases must be done within 30 days of joining) start earning cashback on your purchases. Sign-up here.
PRO TIPS!
Important Note: Maximize Your Savings!
Before signing up for any of the apps mentioned on this page, I highly recommend signing up with Rakuten first. Why? Because Rakuten offers cashback rewards for shopping at many of the same retailers featured in these apps, and by signing up through Rakuten, you can earn additional cashback on your purchases.
Signing up with Rakuten before using other apps means you’ll receive extra cashback on top of the savings already offered by those apps. It’s a simple way to maximize your savings and get even more value out of your purchases.
Don’t miss out on the opportunity to earn extra cashback! Sign up with Rakuten today and start saving even more on your online purchases.
2. Chime
Description: Chime isn’t just your average bank account; it’s a powerful tool for building your financial future. With features like early direct deposit, automatic savings, and fee-free banking, Chime has revolutionized the way I manage my money. But one aspect that truly sets Chime apart is its Credit Builder feature.
Credit Builder: Chime’s Credit Builder Visa® Credit Card is designed to help you establish or rebuild your credit. Unlike traditional credit cards, it works more like a debit card, allowing you to spend only what you have in your Chime account. Every purchase you make with the card is reported to major credit bureaus, helping you build a positive credit history with responsible use.
Why I Love It: As someone who’s been working to improve my credit score, Chime’s Credit Builder feature has been a game-changer. By making everyday purchases with my Chime Credit Builder card and paying them off on time, I’ve seen a steady increase in my credit score. Plus, since it’s linked to my Chime spending account, I never have to worry about overspending or accruing debt.
Get Started: Open an account with Chime and take control of your finances while building your credit score. Earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. Sign-up Here
3. Upside
Description: Tired of feeling the pinch every time you fill up your gas tank? Say hello to Upside, your new best friend for saving big on gas purchases. With Upside, you can turn every trip to the gas station into an opportunity to pocket some extra cash. Simply snap a photo of your receipt after filling up, and watch the savings roll in.
Savings Potential: Thanks to Upside, I’ve saved hundreds on gas purchases over time. Those cashback rewards may seem small at first, but they add up quickly. Whether you’re a frequent road tripper or just a daily commuter, Upside is a must-have for anyone looking to stretch their budget further.
Price Comparison: One of my favorite features of Upside is the ability to compare gas prices at nearby stations. With just a glance, I can see which station offers the best deal, helping me save even more on my fuel expenses.
Why I Love It: Upside takes the sting out of filling up my tank by putting money back in my pocket. The process couldn’t be easier, and the rewards are a welcome bonus every time I gas up. Plus, being able to compare gas prices ensures that I’m always getting the best deal.
Get Started: Download the Upside app via my link and you’ll get up to 25c/gal back on gas in addition to this bonus I am about to give you. That’s up to 40c/gal total cash back!
start earning cashback on your gas purchases today HERE.
4. Capital One Shopping
Description: Capital One Shopping is like having a savvy shopping companion by your side. The browser extension automatically applies coupon codes at checkout, saving me money on everything from groceries to gadgets, even on popular platforms like Amazon! It’s a game-changer for anyone who loves a good deal.
Why I Love It: Capital One Shopping takes the stress out of finding discounts and ensures that I never overpay when shopping online, including on Amazon. Plus, the price comparison feature gives me peace of mind knowing that I’m getting the best deal possible, no matter where I shop.
Get Started: Install the Capital One Shopping browser extension via my link and we each get $40 in shopping rewards! Start saving money on your online purchases, including those on Amazon.
5. Acorns
Description: Acorns has transformed the way I think about investing. By rounding up my everyday purchases and investing the spare change, it’s helped me grow my wealth effortlessly. It’s the perfect option for anyone who wants to start investing but doesn’t know where to begin.
Why I Love It: Acorns makes investing feel achievable, even for someone like me who has limited experience. The automatic savings feature takes the guesswork out of investing, allowing me to focus on other things while my money works for me in the background.
Get Started: Join me and you’ll get a free $5 investment! As a perk of referring users, I can get a reward too. Learn more and see terms here.
Sign up for Acorns and start investing your spare change today.
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